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If you've ever applied for a job, rented an apartment, bought or leased a car, opened a bank account, applied for a mortgage or been issued a credit card, you've participated in the world of credit. 

We believe credit can be a positive force in every aspect of your life. To put this power to work for you, it's essential that you understand your own credit — and what your credit information says about you to the growing number of companies that use credit information to make life impacting decisions. These companies include lenders, insurance companies, employers and utility companies.

For decades, credit has been portrayed as a mysterious and frightening cloud hovering above us all. One of the worst things about this clouded vision is that it seemed to leave us powerless to shape our own futures and to attain our financial goals. By understanding your credit — what it is, how it works, and who knows about and influences it — you can get comfortable, even friendly with it. To be sure, friendship requires time and effort as well as understanding. But you'll find that this relationship is worth every bit of energy you invest in it. Nurture, respect, and protect your credit and, like a good friend, it will be there for you when you need it most.

Major credit report accuracy findings of a recent survey:

Twenty-nine percent (29%)of the credit reports contained serious errors - false
delinquencies or accounts that did not belong to the consumer - that could result
in the denial of credit.                                                                
Forty-one percent (41%)of the credit reports contained personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect.
Twenty percent (20%)of the credit reports were missing major credit, loan, mortgage,
or other consumer accounts that demonstrate the creditworthiness of the consumer.
Twenty-six percent (26%)of the credit reports contained credit accounts that had
been closed by the consumer but incorrectly remained listed as open.

Altogether,70% of the credit reports contained either serious errors or other mistakes
of some kind.

Of the consumers that did obtain their credit reports, at least 14% of them were
forced to call back 3 or more times after receiving busy signals or had to write
a letter in order to receive their report and 12% of the consumers waited two weeks or longer to receive their report once they finished requesting it. It took more than a month for one California man to receive his report. Overall, 15% of consumers who attempted to participate in the survey either made at least 3 phone calls and never got through or requested their reports but never received them.  Bad credit costing consumers thousands of dollars don't let this be you! Let Credit Cleanse do the work and you recieve the benefits of a good credit score. Realtors, Bankers and Attorneys always welcome! 

 RAISE YOUR CREDIT SCORE TODAY & IMPROVE YOUR CREDIT HISTORY!