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The Credit Cleanse Program was Designed by two College Professors
OVERVIEW
Good credit means peace of mind and a better quality of life. You want your credit
to be as good as it can be. Our job is to make that happen, quickly and efficiently.
We offer the highest level of service and support in the credit restoration business and its free for home buyers or home owners.
You are asking us for our expertise - and to make sure the job gets done. Credit Cleanse will analyze your case and all the information provided to determine the most effective strategy to remove the negative items pursuant to the Fair Credit Reporting Act, the Fair Credit Billing Act, Truth in Lending Act, and Fair Debt Collection Practices Act, as well as other applicable Federal statutes. Step by Step We are going to do everything in our power to make sure that your entire experience with us is stress free, happy, and satisfying. It couldn't be any easier!
ACTION LIST!
We create a plan of action to increase your credit score and improve your credit history as fast as possible, by addressing what we consider to be the most damaging, items first.
We put your credit profile through a systematic audit of the information that you have directed us to challenge for federal compliance.
We will help challenge your erroneous items with the credit bureaus, creditors, and collectors as applicable. They will send responses directly to you so you can see the results as they occur. You will forward these to us so we can monitor the outcome and continue until the goal is reached. (SEE BELOW)
Sample Credit Score Action List
The following actions may raise your credit score in 1 month or less:
Action Score Increase
1. Make an extra payment of $67
To US BANK Account #5544 +09
2. Transfer $437 from Providian account
#1425 to Wells account #00017 +07
3. Make an extra payment of $89
On M&I account +14
4. Delete the Allstate Collection account
# 51 this month. (With help of our
Prof Dispute Service) +31
5. Open new bank revolving account of at
least $500 this month +21
6. Add a “Seasoned Credit Line” of at least $5000
and 3 years old (We show you how-Free!) +37
Cash needed for these actions: $156
Total Potential Credit Score Increase: +119
THE LAWS
The credit bureaus must abide by federal laws. Creditors and collectors have rules
for furnishing information to the credit bureaus, and there are state laws that
may override federal laws. Knowing the applicable law allows us to quickly identify
and eliminate derogatory information from your credit report that is not in compliance.
We are your information resource to assist you in your decisions for your credit future. You have rights and we are here to assist you in making sure that your rights are upheld
Typical results are found in less than 90 days. Most of our clients see a major improvement within 45 days. Some clients have actually seen a major improvement in as little as 27 days! But the average is 90 days. The reason for the longer time frame for our services is that not always will difficult items be removed as easily. Some have longer time frames.
WHY USE A PROFESSIONAL
This is not a do it yourself service like most of those found on the internet. It is a high-quality, professional, and personalized service for home buyers and home owners. Just as many Americans choose to go to a tax professional to have their taxes done to ensure they receive the maximum refund available, the same can be said about credit restoration. Any consumer can choose to do their own credit restoration if they have the time, patience and resources to aggressively work with the CRAs to remove inaccuracies; however, many choose to employ the professional services of Credit Cleanse restoration services.
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